OneMain Financial

Worst experience ever!!! They told me and my mom multiple times they would call back and it’s been 3 days and not one word. Shelly and a guy that works there took our info and ran a hard credit on me and my mother and promised they would call back regardless and never heard from them. I had to call multiple times any time they promised to call but they just ignored. When you hard hit someone’s credit the least you can do is keep your word and call back. For all we know we were scammed. So I filed I report with the credit agencies and going to corporate tomorrow. You can’t just collect people info and hard hit their credit then just walk away without even a notice or declaration good or bad. Scam don’t do it!!!

I echo what another customer wrote here. Their tone is off the charts and very deceptive. They could be racist who knows, but they treated me like a nobody when all I was telling them is I need time to upload pay stub as I am in office and don't have free time as their lazy workers do It was a major mistake on my part to even let them earn my business to start with and they don't deserve it. Disgusting attitude and I do not recommend them

Manny Martinez was my loan officer and he was awesome. Manny helped me every step of the way in getting all my documentation that I needed. He emailed me everything I needed and kept in contact with me every step of the way. Then when I got there to do my paperwork he explained everything in detail of how the loan was going to go and I was in and out of there in less than an hour. I'm not sure why there are so many negative reviews because they did an awesome job.

You get pre-approved with this place before they actually run your credit or see pay stubs or even get your ID. The tone is very deceptive at the beginning, as if you're definitely getting this loan. To be clear, I do understand how pre-approvals work and have never had an issue getting fully approved afterwards. Just don't get your hopes up about an approval after pre-approval, even for a lower amount. They refused the first amount after I uploaded everything and I had to call back just to confirm that a lower loan amount wasn't possible, as they didn't seem to try. Credit score fine, they said. But, but, but... So many assumptions about what I can afford in my budget when they only had two pieces of information about my finances. BTW, I tend to assume the worst about my chances with banking institutions, especially because of my name. Also, there is less consideration for folks who do 1099 work vs. W-2 work. This is my second time dealing with this company in three years and I continue to be amazed that anyone gets help from them.

Pointless, I got approved but since I made 1k less than their minimum, I couldn't even borrow 3k... they'll do that hard inquiry and meet their quota...

My loan officer is Matthew Acee Jr. and he was a blessing. He took his time to go over each detail and if I had any questions he answered to clarify. He also was able to determine that I was qualified for more than what I initially applied for, which has really made a difference with me getting back on track. I definitely had a great experience and will refer One Main and Matthew to friends and family. Thank you so very much or believing in me.

My experience this company is so disappointed. They sent you an offer on the mail after they turn you down on the first. They do hard copy credit check and they declined. I got mail from them that I am qualified for debt consolidation then I fill up the instructions on the letter and for second or third time they do hard copy credit check again and of course declined again. Isn't it so depressing? I never ever try to do it again. I don't recommend this to to people I know.