Optimal Personal Loans

STAY AWAY!!! I just tried to get a $1000 loan and was approved for $1700. For the $1000 loan my monthly payment would be $590. You’re telling me I would payback 60% of the loan in the first month then what’s the point. The $1700 loan my payment would’ve been $1003 a month for 10 months. Overall paying 10k for $1,700 is robbery and you’re better off robbing a bank and get screwed over less than this place.

Stay away from this scamming company, got an offer to apply through Experian and out of curiosity checked their rate. They offered a 690% APR! That’s not even a joke, it should be straight illegal!!

Used them a few times, when life started lifing. Yeah the fees can be threatening but the point is to pay it off well before you are required too, and take out an amount you know you can pay back without straining resources.

When I got behind on 2 payments, they contacted me and asked what would work for me. They cut my payment in half, and even gave me a month to begin payments again. I recommend this company if you are struggling with cash. The interest is high but if you're ever in need they are willing to help. And these days it seems no one is willing to help out, but they did.

I am truly grateful for this company. Then the services that they render to a individual like myself. I love the fact that I Do Not get a hard inquiry. It's even better because the loan doesn't affect my debt to ratio 🙃. I've used their services 3 times and will to continue to. To get 3500.00 of credit cards and one small loan paid off. The thing is, I only get what I know I can definitely pay back in 30 days or less. I get that we're dealing with 496% 534% intrest rates. This is when math needs to math when it's time to pay off. So I love it for helping me pay off my little debt. They have great promotions on intrest free loans. I best catch as many of those as I can 🤫. Great Company and A-1 customer service

How from 1200 loan you want me to pay back 7000 it’s a scam

This company came through for me when others didn’t! I want to give a special thank you to Alexis! The process was less than 5mins or less. Alexis was clear, understanding and patient with me! I highly recommend this place!👍😃